Industrial hurricane and property damage claims in Florida
An industrial loss is measured in systems and downtime, not rooms. A failed roof system over a production floor or a warehouse can stop operations, soak inventory, and damage equipment in a single event. Policyholder Advocacy Group documents industrial properties system by system and presents the claim under the terms and conditions of the policy, including the income the property lost while it was down.
Request a Free Hurricane Inspection or call 800.511.2240.
Hurricane Isaias made landfall near Destin with 105 mph sustained winds
Nearly 55,000 Isaias claims filed statewide, and about 43,000 were still open weeks later
What we inspect on industrial properties
- Metal roofing and low slope roof systems
- Roof membrane, insulation, flashing, and parapets
- Structural components affected by wind or water
- Production equipment and machinery
- Electrical systems and switchgear
- HVAC and ventilation systems
- Inventory and warehouse contents
- Water intrusion paths through the envelope
- Loading docks, overhead doors, and exterior systems
- Signage and site structures
The downtime side of the loss
Physical damage is only part of an industrial claim. These areas may need to be evaluated under the policy:
- Business interruption
- Extra expense
- Temporary operations and relocation
- Equipment breakdown consequences
- Debris removal
- Code required work
We do not promise coverage. We document the damage and the downtime, and we evaluate each area against your policy.
Where your claim stands right now
Not filed yet
We inspect and document before you decide how to proceed.
Filed and underpaid
We compare the carrier's scope with the systems actually damaged. Industrial scopes come in light when the carrier prices the visible repair and skips the downtime.
Denied, or below the deductible
Industrial deductibles run large. A light scope can push a real loss under a deductible it should clear. We document the full loss so the number is argued from evidence.
Why Policyholder Advocacy Group
The carrier's adjuster represents the carrier. A public adjuster represents the policyholder. Policyholder Advocacy Group has represented Florida policyholders since 2012, and Nathan Sheppard has worked insurance claims for 17 years. On cost: Our fee is a percentage of what we recover for you. If we recover nothing, you pay nothing. Without representation, many owners walk away with far less or nothing at all.
Start with the inspection
The inspection is free, and there is no obligation to hire us afterward. We document the damage and tell you plainly where you stand. Call 800.511.2240 or request your free hurricane inspection.