Hurricane Isaias residential property claims

If Hurricane Isaias passed over your home, the damage does not have to be visible from the driveway. Wind works on shingles, flashing, roof penetrations, windows, and doors first, and the water shows up inside later. Policyholder Advocacy Group inspects the whole property, documents what the storm did, and presents the claim under the terms and conditions of your policy.

Request a Free Hurricane Inspection or call 800.511.2240.

Hurricane Isaias made landfall near Destin with 105 mph sustained winds

Santa Rosa County filed over 26,000 Isaias claims, and Escambia County filed about 17,000

Nearly 8,500 Isaias claims statewide closed without a payment

What we inspect at your home

• Roof slopes, ridge, and hip areas
• Flashing and roof penetrations
• Underlayment related evidence
• Soffit and fascia
• Windows and doors
• Ceilings, walls, and flooring
• Cabinets and built ins
• Water migration paths from the entry point down
• Exterior components, fencing, and screens
• Tree impact areas

The inspection is our 21-point storm inspection. It covers the roof system, the exterior, the interior, and the places water travels after it gets in.

Already had the carrier's inspection?

Most homeowners who call us have already heard one of these answers:

• The carrier says it is wear and tear
• The damage came in below your deductible
• The carrier will pay for a repair, not a replacement
• The carrier found no storm opening
• The claim closed with no payment at all

Each of those answers rests on the carrier's scope. A scope is only as good as the inspection behind it, and the carrier's adjuster had one job at your home. It was not documenting everything the storm touched. We inspect it ourselves, and we compare the damage that is present with the scope you were given.

What a public adjuster does on a home claim

The carrier's adjuster represents the carrier. A public adjuster represents the policyholder. We inspect and document the loss, build the estimate, present the claim, and handle the carrier's questions through the process. Policyholder Advocacy Group has represented Florida policyholders since 2012, and Nathan Sheppard has worked insurance claims for 17 years.

On cost: For residential claims, Florida caps the fee at 10% during the first year after a state of emergency declaration. And 10% of nothing is nothing. Without representation, many homeowners walk away with far less or nothing at all.

Start with the free inspection

The inspection is free, and there is no obligation to hire us afterward. We document the damage and tell you plainly where you stand. Call 800.511.2240 or request your free hurricane inspection.