What Happened to Your Property?

Pick the damage that looks like yours. Each page below explains that kind of claim in plain language and shows you what to do next. You do not need to sort out the policy language first. That is our job.

Get My Free 21-Point Storm Inspection or Call 800.511.2240.

The carrier's adjuster represents the carrier. A public adjuster at Policyholder Advocacy Group represents you. We inspect the damage, document the full loss, price it, and present your claim under the terms and conditions of your policy.

Hurricane and Wind Damage

Wind tore at your roof, broke seals, and pushed rain inside your home or building. Hurricane and wind damage claims

Roof Damage

You see missing shingles, a leak, or a stain on your ceiling after a storm. Roof damage claims

Water Intrusion

Water got inside your walls, floors, or ceilings and kept spreading after you found it. Water intrusion claims

Window and Door Damage

Wind or flying debris cracked your windows or bent your doors so they no longer seal or lock. Window and door damage help

Commercial Roof Damage

Your business roof leaks or lost its cover in a storm and your carrier calls it wear and tear. Commercial roof damage claims

Condo and HOA Claims

Your association has damage to shared roofs, building exteriors, or common areas. Condo and HOA claims

Apartment and Multifamily Claims

Your apartments took storm or water damage across many units at once. Apartment and multifamily claims

Hotels

Your hotel lost rooms or closed floors after storm, fire, or water damage. Hotel insurance claims

Shopping Centers

Your shopping center has damage to the roof, storefronts, or tenant spaces. Shopping center insurance claims

Business Interruption

Covered damage forced you to close or cut hours and lose income. Business interruption claims

Fire and Smoke

Fire or smoke damaged rooms, contents, or systems in your property. Fire and smoke damage claims

Sprinkler Damage

A sprinkler broke or leaked and flooded rooms in your building. Sprinkler damage claims

Vandalism and Theft

Someone broke in, stole from your property, or damaged it on purpose. Vandalism and theft claims

Hurricane Isaias deadlines still apply

Nearly 8,500 Florida Isaias claims have already closed without a payment, out of nearly 55,000 filed statewide. A closed claim is not always a finished claim. Report an Isaias claim by October 9, 2027. You can reopen or add to a claim by April 9, 2028.

Not sure your damage fits a claim? Start with a Free 21-Point Storm Inspection. We document the full loss and tell you plainly where you stand. Call 800.511.2240.