POLICY FORMS CHANGING AND COVERAGE SLASHED BY PEOPLE’S TRUST INSURANCE COMPANY How would you feel it you had you a sudden and accidental water damage event occur in your home and find out that your insurance company wouldn’t cover it. Unfortunately, this will be the case for many who have People’s Trust Insurance Company. I ...
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Buyer beware
ANOTHER OUTRAGEOUS INSURANCE CLAIM DENIAL BY PEOPLE’S TRUST INSURANCE COMPANY, PART I A jury awarded $766,258.06 to Florida policyholder Raymond N. Roddy who lost his home in a house fire. Mr. Roddy prevailed again this week when 4th District Court of Appeals found no error and ended People Trust Insurance Company’s appeal. The Court ...
Read MoreManaged repair programs
Managed Repair – Don’t be a sucker Like lemmings over a cliff, Florida’s property insurers are trending towards a preference for the managed repair of covered property damage. Some of the major insurers in the Florida homeowners’ market using managed repair include: Heritage Property & Casualty Insurance Company; People’s Trust Insurance Company; and Florida Peninsula ...
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How’s that Obama Care working out for you. Did your rates go down like he promised… One big failure or lie or whatever you’d like to call it. How many of you think your doctor-patient relationship is better under managed care managed by your health insurer? The vast majority of health insurance policyholders and virtually ...
Read MoreWe Must Pick a consumer- friendly insurance regulator
ear after Gov. Rick Scott tried to force an insurance regulator on the public, he and the Florida Cabinet will conduct interviews today for the state’s most powerful unelected position. They should choose the person who will make consumers, not industry, the priority. In early 2015, aides to the governor and members of the Cabinet — Attorney ...
Read More4 Signs of Water Damage in Your Home
Water damage may look like something simple, but can cause you a great amount of money to fix the real problem. Many people only know water damage as stains they may see in the ceiling but it can actually be swelling walls, mildew smell, and the sounds of dripping as well. To see if you ...
Read MoreUpgrading your kitchen countertops
Say goodbye to basic granite –– the most glamorous gourmet kitchens feature show-stopping countertops in exotic materials, bold hues and rich textures. Here are 10 looks we love. Two Countertops Are Better Than One In this sunshiny blue-and-white kitchen, a mix of materials helps break up the large expanse of the central island and ...
Read MoreContrary to popular belief, the Insurance companies are not broke
FILL IN THE BLANK You cannot make this stuff up. Anyone who reads this blog knows how frustrated I get with the insurance industry’s constant complaints that “ is responsible for rising premiums.” The is always something different depending on what year it is—sinkholes, water claims, fraud, trial ...
Read MoreYou need all the forms of your policy and don’t forget to RTFP
A FEW POLICY FORMS ARE NOT SUFFICIENT: YOU NEED EVERY PAGE OF YOUR POLICY The eight or twelve pages of documents you keep in your file labeled “homeowners insurance” is not enough. In order to truly understand the insurance coverage you have purchased, you must have the complete policy. This is a contract between you ...
Read MoreThe Damage Is Done, Now It’s Time To Remodel
It can be very frustrating when it comes to having to remodel your home unexpectedly because of a disaster such as; an old pipe that leaked in the bathroom, a storm with high winds caused a great amount of roof damage and interior damage, or a poor electrical job caused a house fire. You’ve called ...
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