What on Earth is a Gustnado?

I know what a tornado is. I’ve even heard of a sharknado. But what on earth is a gustnado? I did not know the answer at first, so looked it up. A gustnado is what meteorologists say is a “down burst” or “gusty winds associated with a gust front.” It can easily be mistaken for ...

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Citizens Property Insurance and bad faith

At Citizens Property Insurance it’s ok to be bad to their policyholders Citizens Property Insurance Company is immune from Bad Faith liability. What this means for the residents of Florida who have their homeowners insurance policy with Citizens is that there is no true recourse if they do not honor the insurance contract. If they ...

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Managed Repair v. Assignment of Benefits

HOMEOWNERS- HOSTAGES IN A HOSTILE CLAIMS ENVIRONMENT    Managed Repair v. Assignment of Benefits Florida Insurers, including Citizens Property Insurance Corporation, are flocking to “Right to Repair” Managed Repair Programs claiming that to fight off fraudulent or inflated Assignment of Benefits (“AOB”) claims, insurance companies themselves must hijack their own policyholders’ claimsbefore anyone else can ...

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Dangers of mold

MOLD ILLNESS: WHAT IT IS AND HOW YOU KNOW IF YOU HAVE IT Mold. You may not be able to see or smell it, yet it may be growing in your home and the reason you feel sick. Mold poisoning may be impacting your health. How do you know? In this blog, I want to ...

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Watch out For the Hurricanes

It’s been over a decade since Florida experienced a hurricane landfall, an improbable record that won’t likely last much longer, and may be snapped this season. Since Category 3 Hurricane Wilma roared ashore in South Florida on Oct. 24, 2005, the Sunshine State has gone over 10 years without a single hurricane landfall. That amounts to ...

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Water damage coverage removed

POLICY FORMS CHANGING AND COVERAGE SLASHED BY PEOPLE’S TRUST INSURANCE COMPANY How would you feel it you had you a sudden and accidental water damage event occur in your home and find out that your insurance company wouldn’t cover it.  Unfortunately, this will be the case for many who have People’s Trust Insurance Company.  I ...

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Buyer beware

ANOTHER OUTRAGEOUS INSURANCE CLAIM DENIAL BY PEOPLE’S TRUST INSURANCE COMPANY, PART I   A jury awarded $766,258.06 to Florida policyholder Raymond N. Roddy who lost his home in a house fire. Mr. Roddy prevailed again this week when 4th District Court of Appeals found no error and ended People Trust Insurance Company’s appeal. The Court ...

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Managed Repair Programs

How’s that Obama Care working out for you. Did your rates go down like he promised…  One big failure or lie or whatever you’d like to call it. How many of you think your doctor-patient relationship is better under managed care managed by your health insurer? The vast majority of health insurance policyholders and virtually ...

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We Must Pick a consumer- friendly insurance regulator

ear after Gov. Rick Scott tried to force an insurance regulator on the public, he and the Florida Cabinet will conduct interviews today for the state’s most powerful unelected position. They should choose the person who will make consumers, not industry, the priority. In early 2015, aides to the governor and members of the Cabinet — Attorney ...

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