Managed Repair – Don’t be a sucker Like lemmings over a cliff, Florida’s property insurers are trending towards a preference for the managed repair of covered property damage. Some of the major insurers in the Florida homeowners’ market using managed repair include: Heritage Property & Casualty Insurance Company; People’s Trust Insurance Company; and Florida Peninsula ...
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Managed Repair Programs
How’s that Obama Care working out for you. Did your rates go down like he promised… One big failure or lie or whatever you’d like to call it. How many of you think your doctor-patient relationship is better under managed care managed by your health insurer? The vast majority of health insurance policyholders and virtually ...
Read MoreWe Must Pick a consumer- friendly insurance regulator
ear after Gov. Rick Scott tried to force an insurance regulator on the public, he and the Florida Cabinet will conduct interviews today for the state’s most powerful unelected position. They should choose the person who will make consumers, not industry, the priority. In early 2015, aides to the governor and members of the Cabinet — Attorney ...
Read MoreUpgrading your kitchen countertops
Say goodbye to basic granite –– the most glamorous gourmet kitchens feature show-stopping countertops in exotic materials, bold hues and rich textures. Here are 10 looks we love. Two Countertops Are Better Than One In this sunshiny blue-and-white kitchen, a mix of materials helps break up the large expanse of the central island and ...
Read MoreContrary to popular belief, the Insurance companies are not broke
FILL IN THE BLANK You cannot make this stuff up. Anyone who reads this blog knows how frustrated I get with the insurance industry’s constant complaints that “ is responsible for rising premiums.” The is always something different depending on what year it is—sinkholes, water claims, fraud, trial ...
Read MoreYou need all the forms of your policy and don’t forget to RTFP
A FEW POLICY FORMS ARE NOT SUFFICIENT: YOU NEED EVERY PAGE OF YOUR POLICY The eight or twelve pages of documents you keep in your file labeled “homeowners insurance” is not enough. In order to truly understand the insurance coverage you have purchased, you must have the complete policy. This is a contract between you ...
Read MoreThe Damage Is Done, Now It’s Time To Remodel
It can be very frustrating when it comes to having to remodel your home unexpectedly because of a disaster such as; an old pipe that leaked in the bathroom, a storm with high winds caused a great amount of roof damage and interior damage, or a poor electrical job caused a house fire. You’ve called ...
Read MoreStorm Damage Claims
The Policyholder Advocacy Group’s Adjusters are experienced professionals in handling your Hail and Wind Property Damage Insurance Claims We specialize in large loss hail and wind property damage insurance claims involving: Tornado Damage Claims Hurricane Damage Claims Wind & Hail Damage Claims Flood & Water Damage Claims Earthquake Damage Claims Fire Damage Claims Smoke Damage ...
Read MoreRoofing Manufacturer Manuals Must Be Considered With Damaged Roof Insurance Claims
I attended a great seminar last week called, “Learn The Ropes While Skiing The Slopes” in Colorado where we analyzed roof insurance claims. The cool picture above was taken of some of the fantastic attorneys at the Merlin Law Group, PA’s and of course myself. One of the expert presenters was Steve Thomas of Roof ...
Read MoreInsurance companies do not want to pay you
Do You Know What is NOT Covered in Your Insurance Policy? You Might be Surprised An important message for insured Floridian’s from the Florida Association of Public Insurance Adjusters. In recent years, insurance carriers in Florida have added many exclusions to property insurance policies, with little oversight or public debate. These exclusions are drafted into ...
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