A FEW POLICY FORMS ARE NOT SUFFICIENT: YOU NEED EVERY PAGE OF YOUR POLICY The eight or twelve pages of documents you keep in your file labeled “homeowners insurance” is not enough. In order to truly understand the insurance coverage you have purchased, you must have the complete policy. This is a contract between you ...
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The Damage Is Done, Now It’s Time To Remodel
It can be very frustrating when it comes to having to remodel your home unexpectedly because of a disaster such as; an old pipe that leaked in the bathroom, a storm with high winds caused a great amount of roof damage and interior damage, or a poor electrical job caused a house fire. You’ve called ...
Read MoreStorm Damage Claims
The Policyholder Advocacy Group’s Adjusters are experienced professionals in handling your Hail and Wind Property Damage Insurance Claims We specialize in large loss hail and wind property damage insurance claims involving: Tornado Damage Claims Hurricane Damage Claims Wind & Hail Damage Claims Flood & Water Damage Claims Earthquake Damage Claims Fire Damage Claims Smoke Damage ...
Read MoreRoofing Manufacturer Manuals Must Be Considered With Damaged Roof Insurance Claims
I attended a great seminar last week called, “Learn The Ropes While Skiing The Slopes” in Colorado where we analyzed roof insurance claims. The cool picture above was taken of some of the fantastic attorneys at the Merlin Law Group, PA’s and of course myself. One of the expert presenters was Steve Thomas of Roof ...
Read MoreInsurance companies do not want to pay you
Do You Know What is NOT Covered in Your Insurance Policy? You Might be Surprised An important message for insured Floridian’s from the Florida Association of Public Insurance Adjusters. In recent years, insurance carriers in Florida have added many exclusions to property insurance policies, with little oversight or public debate. These exclusions are drafted into ...
Read MoreTornado and Flood Damage in Florida – What to Do After the Storm
Over the last few days, Central Florida has been pounded by torrential rain, tornadoes and high winds. These damaging windstorms and tornados were especially violent in Manatee, Sarasota, Lee, Hillsborough and Pinellas Counties. These thunder storms caused flooding in Shore Acres, wind damage in Siesta Key, and claimed the lives of two people in Duette. ...
Read MoreStorm Damaged Roof? Watch Out for Scams!
The severe weather that recently swept through the area left many property owners with damage to their roofs from the storms and high winds. When massive storm damage appears, the environment is ripe for an illegal activity that often plagues Florida – roofing scams. The usual manner by which these roofing scams play out is ...
Read MoreHas a Contractor, Roofer, Plumber or Restoration Company Offered To Handle Your Insurance Claim?
If they are not licensed public adjusters, they may be committing a crime! Only licensed public insurance adjusters and attorneys are permitted to solicit to represent policy holders in the claim process. Navigating an insurance claim is such a foreign experience for many homeowners and business owners, insureds are often victims who unknowingly trust people ...
Read MoreTampa Bay Tornadoes: Damage Assessments Released
The National Weather Service has released intensity information on the storms that tore through Sarasota and Manatee counties Sunday. RUSKIN, FL — As people in Manatee and Sarasota counties begin the recovery process following the Sunday touchdown of tornadoes in both Florida communities, the National Weather Service in Ruskin has released the details of its ...
Read MoreBurst Pipe claims and what you need to know
Insurance companies are notorious for denying coverage for broken pipes if they are a result of wear and tear. Well, how does one know if their pipes are worn out if there is no indicator of a broken or “Worn out Pipe”… There lies the problem, and the main reason for the verbage in your ...
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