Managed Repair – Don’t be a sucker Like lemmings over a cliff, Florida’s property insurers are trending towards a preference for the managed repair of covered property damage. Some of the major insurers in the Florida homeowners’ market using managed repair include: Heritage Property & Casualty Insurance Company; People’s Trust Insurance Company; and Florida Peninsula ...
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We Must Pick a consumer- friendly insurance regulator
ear after Gov. Rick Scott tried to force an insurance regulator on the public, he and the Florida Cabinet will conduct interviews today for the state’s most powerful unelected position. They should choose the person who will make consumers, not industry, the priority. In early 2015, aides to the governor and members of the Cabinet — Attorney ...
Read MoreContrary to popular belief, the Insurance companies are not broke
FILL IN THE BLANK You cannot make this stuff up. Anyone who reads this blog knows how frustrated I get with the insurance industry’s constant complaints that “ is responsible for rising premiums.” The is always something different depending on what year it is—sinkholes, water claims, fraud, trial ...
Read MoreYou need all the forms of your policy and don’t forget to RTFP
A FEW POLICY FORMS ARE NOT SUFFICIENT: YOU NEED EVERY PAGE OF YOUR POLICY The eight or twelve pages of documents you keep in your file labeled “homeowners insurance” is not enough. In order to truly understand the insurance coverage you have purchased, you must have the complete policy. This is a contract between you ...
Read MoreThe Damage Is Done, Now It’s Time To Remodel
It can be very frustrating when it comes to having to remodel your home unexpectedly because of a disaster such as; an old pipe that leaked in the bathroom, a storm with high winds caused a great amount of roof damage and interior damage, or a poor electrical job caused a house fire. You’ve called ...
Read MoreRoofing Manufacturer Manuals Must Be Considered With Damaged Roof Insurance Claims
I attended a great seminar last week called, “Learn The Ropes While Skiing The Slopes” in Colorado where we analyzed roof insurance claims. The cool picture above was taken of some of the fantastic attorneys at the Merlin Law Group, PA’s and of course myself. One of the expert presenters was Steve Thomas of Roof ...
Read MoreInsurance companies do not want to pay you
Do You Know What is NOT Covered in Your Insurance Policy? You Might be Surprised An important message for insured Floridian’s from the Florida Association of Public Insurance Adjusters. In recent years, insurance carriers in Florida have added many exclusions to property insurance policies, with little oversight or public debate. These exclusions are drafted into ...
Read MoreTornado and Flood Damage in Florida – What to Do After the Storm
Over the last few days, Central Florida has been pounded by torrential rain, tornadoes and high winds. These damaging windstorms and tornados were especially violent in Manatee, Sarasota, Lee, Hillsborough and Pinellas Counties. These thunder storms caused flooding in Shore Acres, wind damage in Siesta Key, and claimed the lives of two people in Duette. ...
Read MoreStorm Damaged Roof? Watch Out for Scams!
The severe weather that recently swept through the area left many property owners with damage to their roofs from the storms and high winds. When massive storm damage appears, the environment is ripe for an illegal activity that often plagues Florida – roofing scams. The usual manner by which these roofing scams play out is ...
Read MoreHas a Contractor, Roofer, Plumber or Restoration Company Offered To Handle Your Insurance Claim?
If they are not licensed public adjusters, they may be committing a crime! Only licensed public insurance adjusters and attorneys are permitted to solicit to represent policy holders in the claim process. Navigating an insurance claim is such a foreign experience for many homeowners and business owners, insureds are often victims who unknowingly trust people ...
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