Attorney Steven Bush represents whistleblowers exposing altered insurance damage reports. Featured on 60 Minutes for Ian fraud, he fights for policyholders....
Read MoreTag: hurricane claim
The Watchdog That Investigates Insurance Companies, Not Homeowners
There is a watchdog that investigates insurance companies, not homeowners. Meet the APA, born from Superstorm Sandy fraud, and learn how to report carrier fraud....
Read MoreYour Voice Matters: Hurricane Isaias Survivors Are Being Heard
Got a denial letter or an insulting offer after Isaias? You are not alone. PAG is giving Panhandle survivors a voice. Share your story. 800.511.2240....
Read MoreOne Week After Hurricane Isaias: What to Do Right Now to Protect Your Home and Your Claim
Day 7 after Isaias. Mold is growing, adjusters are backed up, and your documentation matters more than ever. Your action checklist for this week....
Read MoreHurricane Isaias Contractor Scams: 10 Red Flags Before You Sign Anything
Storm scammers follow every hurricane. Learn the 10 red flags, what Florida law bans, and how to verify any contractor before you sign. Protect yourself now....
Read MoreThe Secret Study: Florida Insurers Moved $1.3 Billion to Affiliates While Claiming Losses
Florida insurers moved $1.3 billion to affiliates while claiming hurricane losses. A state examination exposed it. What it means for your claim....
Read MoreWho Told You Not to Hire a Public Adjuster? Ask Who Gets Paid When You Don’t.
You’ve seen the ads. Someone on TV telling you not to hire a public adjuster after a storm. Before you take that advice, ask one question. Florida’s OPPAGA study found policyholders who used a public adjuster received payments 747 percent higher than those who did not. That is not our number. That is the state’s ...
Read MoreSenator Hawley to Insurers in 2025: How Many Hurricane Claims Did You Deny?
The Letter That Started the Fight On January 24, 2025, United States Senator Josh Hawley of Missouri, Chairman of the Senate Subcommittee on Disaster Management, wrote to insurance companies about their handling of claims from Hurricanes Helene and Milton. The letter cited widespread reports that some companies, “seizing the opportunity to limit their own liabilities,” ...
Read MoreInsurance Shrinkflation: Your Florida Policy Covers Less Than It Used To
Premiums keep climbing. Coverage keeps shrinking. The Florida Association of Public Insurance Adjusters calls it insurance shrinkflation, and its timeline of Florida policy changes runs more than three decades. How Coverage Shrank 1992: percentage hurricane deductibles appear 1999 and 2000: collapse coverage cut, mold exclusions spread 2008: managed repair programs put the insurer’s contractors in ...
Read MoreAfter Hurricane Ian, Adjusters Said Insurers Changed Their Estimates. Protect Your Isaias Claim
The adjuster who walks your roof is not always the last word on your estimate. After Hurricane Ian, independent adjusters who inspected homes for insurance companies told reporters their damage findings were changed by the carriers afterward, and the payouts shrank. The adjusters said the changes were made without their consent, sometimes under their own ...
Read More